/* Accordion (FAQ)
   Native <details>/<summary> — keyboard + screen-reader accessible, no JS.
   Root class is .accordion-block (not .accordion) to avoid Bootstrap's .accordion styles.
   Brand: $darkblue #023769 / $blue #03a1e2. */

.accordion-block {
  position: relative;
  margin-top: 70px;
  margin-bottom: 70px;
}
.accordion-block.has-bg {
  margin-top: 0;
  margin-bottom: 0;
  padding-top: 70px;
  padding-bottom: 70px;
}
.accordion-block .content-area {
  width: 960px;
  max-width: 100%;
}

.accordion-block .acc-intro {
  text-align: center;
  margin: 0 auto 36px;
}
.accordion-block .acc-intro h2 {
  margin-bottom: 12px;
}
.accordion-block .acc-intro-text {
  font-size: 16px;
  line-height: 1.6;
  color: rgba(2, 55, 105, 0.75);
  margin: 0;
}

.accordion-block .acc-item {
  background: #fff;
  border: 1px solid rgba(2, 55, 105, 0.12);
  border-radius: 10px;
  margin-bottom: 14px;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.accordion-block .acc-item[open] {
  border-color: rgba(3, 161, 226, 0.5);
  box-shadow: 0 6px 20px rgba(2, 55, 105, 0.06);
}

.accordion-block summary {
  list-style: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 20px 26px;
}
.accordion-block summary::-webkit-details-marker {
  display: none;
}
.accordion-block summary:focus-visible {
  outline: 2px solid #03a1e2;
  outline-offset: 2px;
  border-radius: 10px;
}
.accordion-block summary h3 {
  font-size: 18px;
  line-height: 1.4;
  font-weight: 600;
  color: #023769;
  margin: 0;
}
.accordion-block summary:hover h3 {
  color: #03a1e2;
}

/* Plus/minus toggle */
.accordion-block .acc-toggle {
  flex: 0 0 30px;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: #f2fafe;
  position: relative;
}
.accordion-block .acc-toggle::before,
.accordion-block .acc-toggle::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  width: 12px;
  height: 2px;
  margin: -1px 0 0 -6px;
  background: #03a1e2;
  transition: transform 0.2s;
}
.accordion-block .acc-toggle::after {
  transform: rotate(90deg);
}
.accordion-block .acc-item[open] .acc-toggle::after {
  transform: rotate(0deg);
}

.accordion-block .acc-answer {
  padding: 0 26px 22px;
}
.accordion-block .acc-answer p,
.accordion-block .acc-answer li {
  font-size: 16px;
  line-height: 1.65;
  color: rgba(2, 55, 105, 0.85);
}
.accordion-block .acc-answer p:last-child {
  margin-bottom: 0;
}
.accordion-block .acc-answer a {
  color: #03a1e2;
}

@media (max-width: 767.98px) {
  .accordion-block {
    margin-top: 50px;
    margin-bottom: 50px;
  }
  .accordion-block.has-bg {
    padding-top: 50px;
    padding-bottom: 50px;
  }
  .accordion-block summary {
    padding: 16px 18px;
  }
  .accordion-block summary h3 {
    font-size: 16px;
  }
  .accordion-block .acc-answer {
    padding: 0 18px 18px;
  }
}