/* Split Band
   2–3 colored panels side by side, joined by white arrow circles that sit on the seam.
   Each panel sets its own background + light/dark text scheme. Optional closing line.
   Stacks on tablet/mobile (arrows turn downward). Brand: $darkblue #023769 / $blue #03a1e2. */

.split-band {
  position: relative;
  margin-top: 70px;
  margin-bottom: 70px;
}
.split-band.has-bg {
  margin-top: 0;
  margin-bottom: 0;
  padding-top: 70px;
  padding-bottom: 70px;
}

.split-band .sb-panels {
  display: flex;
  align-items: stretch;
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(2, 55, 105, 0.12);
}

.split-band .sb-panel {
  flex: 1 1 0;
  padding: 56px 60px;
  text-align: center;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

/* Arrow: zero-width flex item so the circle straddles the seam between panels */
.split-band .sb-arrow {
  flex: 0 0 0;
  position: relative;
  z-index: 2;
}
.split-band .sb-arrow span {
  position: absolute;
  top: 50%;
  left: 0;
  width: 60px;
  height: 60px;
  margin: -30px 0 0 -30px;
  border-radius: 50%;
  background: #fff;
  color: #023769;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 16px rgba(2, 55, 105, 0.25);
}

.split-band .sb-heading {
  font-size: 34px;
  line-height: 1.2;
  font-weight: 700;
  margin: 0 0 12px;
}
.split-band .sb-subheading {
  font-size: 22px;
  line-height: 1.35;
  font-weight: 500;
  margin: 0 0 14px;
}
.split-band .sb-text {
  font-size: 16px;
  line-height: 1.6;
  margin: 0;
}

/* Text schemes */
.split-band .scheme-light .sb-heading,
.split-band .scheme-light .sb-subheading {
  color: #fff;
}
.split-band .scheme-light .sb-text {
  color: rgba(255, 255, 255, 0.85);
}
.split-band .scheme-dark .sb-heading,
.split-band .scheme-dark .sb-subheading {
  color: #023769;
}
.split-band .scheme-dark .sb-text {
  color: rgba(2, 55, 105, 0.8);
}

/* Closing statement */
.split-band .sb-title {
  text-align: center;
  max-width: 900px;
  margin: 0 auto 40px;
}
.split-band .sb-closing {
  text-align: center;
  max-width: 820px;
  margin: 36px auto 0;
  font-size: 24px;
  line-height: 1.4;
  font-weight: 600;
  color: #023769;
}

@media (max-width: 991.98px) {
  .split-band .sb-panels {
    flex-direction: column;
  }
  .split-band .sb-panel {
    padding: 44px 30px;
  }
  .split-band .sb-arrow span {
    top: 0;
    left: 50%;
    transform: rotate(90deg);
  }
}
@media (max-width: 767.98px) {
  .split-band {
    margin-top: 50px;
    margin-bottom: 50px;
  }
  .split-band.has-bg {
    padding-top: 50px;
    padding-bottom: 50px;
  }
  .split-band .sb-heading {
    font-size: 28px;
  }
  .split-band .sb-subheading {
    font-size: 19px;
  }
  .split-band .sb-closing {
    font-size: 20px;
  }
}

/* Links inside the closing line */
.split-band .sb-closing a {
  display: inline-block;
  margin-top: 10px;
  font-size: 17px;
  color: #03a1e2;
  text-decoration: none;
}
.split-band .sb-closing a:hover {
  color: #023769;
}